That is a very nice thing for you to say, Anne. However, I work full time during the week and while I spend a lot of time on the Forum during slow periods, I simply am unable to make a commitment at this time. As soon as the calendar turns to 2015 I will increasingly get busier (CPA - Wealth Management firm).
Very happy holidays to you, too. I am sure we will both be around to do the formal Merry Christmas in a few more days. <3